That's 10% cheaper than Erie charges unmarried drivers and $49 less per month than the national average. Your. Bauer Media Group consists of : Bauer Consumer Media Ltd, Company number 01176085; Bauer Radio Limited, Company number: 1394141; Registered office: Media House, Peterborough Business Park, Lynch Wood. Teens and young drivers could save an average of 62% by joining a parent's car insurance instead of getting their own car. The cheapest car insurance company for you will depend on your driver profile and needs. The insurance group a particular model is placed in depends on a. Toyota RAV4 LE. Monthly rate. Insurance companies put teenagers in the category of high-risk drivers, and as a result they are charged higher rates for insurance. Geico also has cheap quotes, averaging $52 per month. There are of course a variety of factors that. AAA car insurance is available to both AAA members and non-members, depending on your state. Kaiser Permanente is the cheapest health insurance company for 2023, with an average price of $343 per month for a Bronze plan. Here are NerdWallet’s picks for the best car insurance companies in 2023: NJM: Best overall. In Virginia, car insurance quotes increase by 54% after an accident, on average. Cheapest for liability: Auto-Owners. Company. Dallas ranks as the fourteenth most expensive city for car insurance in Texas. Here are some of the options you could consider in this group: Make Model; BM2: 2-Series 218i Active. USAA is among the top cheapest companies with a rate of $1,111 a year but is only available to military members, veterans and their immediate families. The average price of a comprehensive car insurance policy in the UK is £924 +. The Hybrid model, which uses a 1. In fact, our data shows that 17-year-olds pay £2,613 for their insurance on average - that's more than double the average price across all ages of £924*. State Farm offers the cheapest car insurance for Florida drivers with a speeding ticket, with an. Geico has the cheapest full-coverage car insurance in California, charging an average rate of $1,486 a year. 20076; a Berkshire Hathaway Inc. State Farm offers the cheapest minimum coverage overall, with an. Being convicted of a DUI can inflict a devastating blow on your efforts to keep car insurance costs low. In Illinois, the average cost for minimum coverage is $43 per month, or $516 yearly — a savings of $983 compared to full coverage. State Farm has the lowest full coverage rates for drivers in Oklahoma after an at-fault accident. Farmers is the second most affordable company, with an average rate of $259 per month. Average city rate. For full coverage, its average annual rate for Phoenix drivers is $3,345. Geico has the cheapest car. San Antonio's cheapest option for full coverage car insurance in 2023 is GEICO with rates at $125 per month or $750 per six-month policy, according to our data. The. The cost of repairing one is also going to be low, as this again contributes to the overall pricing structure used by. What is insurance group 34? When it comes to car insurance, all vehicles are assigned an insurance group from 1 (cheapest) to 50 (most expensive), and this helps insurers to calculate your car insurance premiums. Cheapest car insurance companies in the UK. For full coverage, its average annual rate for Birmingham drivers is $3,408. Forgoing full coverage for liability-only at the state minimum level will make your car insurance significantly cheaper. Best cheap car insurance companies in Texas. Company. While Kansas drivers pay an average of $1,878 per year for full coverage and. But it may be on the cutting edge when it comes to insuring electric vehicles (EVs) and hybrids. 98 – 57% more than for. If you want to check your car’s insurance group, you can do so via ‘ My Vehicle Search ’ on Thatcham’s site, or via some price comparison sites. A solid five-door family hatchback – or estate or even a swoopy Fastback model, if you prefer – the Hyundai i30 is a great choice for those looking for cars in the 11-20 bracket. State Farm has the most affordable quotes for teens for full-coverage insurance, at $282 per. The average cost of auto insurance in the U. We can also help you get protection through one of our USAA Insurance Agency alliances for the following vehicles: Motorcycles and ATVs: You can also get insurance for UTVs, mopeds, dirt bikes, golf carts and snowmobiles. According to our data for 2023, the cheapest car insurance company for full coverage in Houston is GEICO at $141 per month or $847 per six-month policy, while the second cheapest is State Farm at $155 per month or $927 for a six-month policy. The table shows average rates for drivers aged 60, 65, 70 and 75 in all states, for a driver with a clean record and good credit. They tend to be cheap, small, cars which insurers deem as unlikely to be in an accident or as a target for thieves. We asked comparison site Confused. Helping You Make Smart. around £700 for cover on a Honda Civic 1. Photograph: Panther Media GmbH/Alamy. Auto-Owners has the cheapest quotes in Georgia for full-coverage car insurance. Get insurance from a company that's been trusted since 1936. Your. No spam calls. Get a free car insurance quote online from Progressive Insurance. 0T EcoBoost 140PS 5d, which is in group 16. Nationwide is only a little cheaper than Farmers Mutual and State Farm. Company. Based on our results, on average, you could get a comprehensive car insurance policy for an annual sum of £2049. Toyota RAV4. For drivers in North Las Vegas, Capital Insurance Group offers the best cheap auto insurance for full coverage in 2023 at a rate of $100 per month or $603 for a six-month policy, followed by GEICO at $697 for a six-month policy or around $116 per month. Group 1 cars are the cheapest to insure while the Group 50 ones are the most expensive. The cheapest midsize sedan, SUV, or small truck to insure might include the Subaru Legacy, Subaru Ascent, and Toyota Tacoma xtra cab. These. Allstate offered the cheapest minimum coverage annual rates for an 18-year-old driver at $84 per month. The average cost of full-coverage car insurance in. Although USAA typically offers lower rates, it is only available to military. Dine out – 25% off total bill: Days available vary by outlet. Forgoing full coverage for liability-only at the state minimum level will make your car insurance significantly cheaper. Insurers put all cars into one of 50 'insurance groups', with cars in the lower groups being cheaper to insure. Insurance group numbers run from 1 to 50, with 1 generally being the cheapest to insure and 50 the most expensive. The average cost of car insurance in North Carolina is $124 per. Start with group 1 if this is your aim - generally, the higher the group, the higher the cost. 1 are the cheapest cars to insure while those in insurance group 50 are the most expensive. Read on to understand more about the different car insurance groups and the cheapest cars to buy and insure in 2019. Group 1 cars are the cheapest to insure while the Group 50 ones are the most expensive. When it comes to the best car insurance for your wallet, Progressive comes out on top. Omaha car insurance rates by company. Progressive is the. Car insurance in Laredo costs an average of $1,107 for a six-month policy or $185 per month on average. Get an electric vehicle insurance quote in minutes. Prices for third-party and third. Cheapest car insurance after a speeding ticket: State Farm. 2024 Kia Forte. Based on our sample rate data, the average cost of car insurance was $2,808 per year. m. The Zebra's key takeaways about car insurance in Tucson: The average cost of a car insurance policy in Tucson is $916 per six-month policy — $153 per month. Driver or coverage. Geico has the cheapest average annual rate in Michigan at $1,066 per year. The cheapest auto insurance company in Montgomery for teen drivers is USAA. Of our Buffalo customers, 39% of. $256/month. For example, teen drivers have higher car insurance quotes on average than any other age group. Summary: Best car insurance companies in the UK 2023, by category. Swinton: Best for convicted drivers. Find information about auto insurance coverages and discounts to save money on your policy. Geico has the cheapest car insurance in Florida for drivers with a DUI, with an average quote of $229 per month. 98 – 57% more than for. In Colorado, the average cost for minimum coverage is $42 per month, or $508 yearly — a savings of $1,352 compared to full coverage. Cheap auto insurance in Colorado for minimum coverage. Cheapest car insurance quotes with a ticket: State Farm. On average, Louisiana drivers pay $2,909 per year for full coverage and $805 per year for minimum coverage. Capital. Min & Max group sizes apply. Farm Bureau is the second-cheapest option, at $191 per month. A policy from State Farm costs $268 per month, versus Geico's average rate of $284 per month. Direct Line Group (Privilege) has an average monthly cost of £25 and an annual cost of £299. The average American driver pays $139 a month for car insurance. Credit cards. In fact, USAA receives 2% more complaints than the industry average, according to data from the National Association of Insurance Commissioners (NAIC). Republic Group: $2,367: Not yet rated: Germania: $2,698:There are 50 car insurance groups in the US, with Group 1 being a low risk and Group 50 being the high risk. The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States. Interestingly, average costs vary depending on whether you're renewing or buying a new policy, with new policies typically. 98. The best cheap car insurance for new drivers comes from Geico, according to our research. Blasdell, a town of only 2500 people, sees the second least expensive car insurance rates on average. Coverage Level. Cheap auto insurance in Hawaii for minimum coverage. Fast, expensive cars are likely to be found higher up while cheap, reliable cars that are easy to repair. Car insurance in Laredo costs an average of $1,107 for a six-month policy or $185 per month on average. These are the most budget-friendly car insurance companies for minimum coverage policies in Everett: PEMCO: $287 per year. Cheapest for liability: Auto-Owners. Company. Top 10 Cheapest Car Insurance Companies In Ne…Nov 21, 20232. The cheapest car insurance companies in Alabama. Car insurance group 15 is at the cheaper to mid-range end of the scale. Redpoint County Mutual has the cheapest car insurance in Texas overall, with an average rate of $81 per month for full coverage. Quote data reveals that Paramedics, firefighters and police officers rank the best occupations for lower car insurance premiums. Credit cards. Every car is labelled with an insurance category from Group 1 to Group 50, which essentially represents how affordable they are to insure. Fiat’s iconic city car is popular amongst young drivers for its cute and stylish look, combined with affordable running costs. The company's outstanding service to its policyholders is an excellent complement to this reasonable rate. The average rate increase for an at-fault accident is. Cheapest Cars at a glance. Cheapest full-coverage car insurance in South Dakota: State Farm. $34/mo. While average car insurance rates fluctuate by state, 35-year-olds in several states — including Idaho, Maine, Massachusetts and Vermont — can pay less than $1,400 a year, on average, for full. Typical auto insurance costs $63 less than the national average — about $10 a month in savings. AAA California: $853 per year. The second most affordable choice is GEICO, with a monthly average of $106 or $637 for a six-month policy. State Farm has the cheapest full coverage insurance in 34 states. Cheapest car insurance cost in Montgomery by Age Group. The Best Car Insurance in Arizona in 2023. There are 50 car insurance groups in total. To find an agent for a specific company, visit the company's website to find an agent closest to you. That's the highest prices have been on record and a huge £338 increase in the last 12 months. Travelers is the eighth-largest car insurance company in the U. Read NerdWallet’s roundup of the 10 best cheap car insurance companies, including Auto-Owners, Geico and State Farm. For full coverage, a Californian with a clean driving record can expect to pay an average of. 10 What are car insurance groups 1 – 20? 3. *Based on annual premiums for a 17 year old main driver in 2023, accurate as of March 2023. At $97 per month, a policy from Auto-Owners costs $28 less per month than the state average. In 2022, our data shows Germania Mutual Group is the cheapest car insurance company in Laredo with rates at $694 for a six-month policy. Geographic location impacts car insurance premiums, even within a specific state. The Best Cheap Car Insurance Companies. Explore cheap car insurance groups. The cheapest car insurance in New Jersey is Geico, with an average monthly rate of $123 for full coverage. Group 1 includes the cheapest cars to insure, and each group becomes increasingly more expensive. Key factors are inflation, supply shortages, climate change and reinsurance rates. The cost of repairs or replacement is also low, so this. With a typical Bronze plan, the insurance company pays 60% of. (Reg No: 02686904). To help drivers in Idaho find the best cheap car insurance, our editorial team collected quotes from top insurance. Although USAA typically offers lower rates, it is only available to military. Lisa McArdle. Based on our results, on average, you could get a comprehensive car insurance policy for an annual sum of £2049. Erie Insurance - $107 / month What is the cheapest car insurance group? The cheapest car insurance group is group 1. The average car insurance cost was £561 between July and September 2023 for comprehensive cover—up 29% from £436 a year earlier (Q3 2022) and the highest since the ABI started collecting this data back in 2012. Company. Car insurance rates for the same driver may vary significantly between different companies. Check your car insurance group today. Cheap auto insurance in Illinois for minimum coverage. Rates across differ from those in for lots of reasons. The best way to get the lowest premium is to compare rates from at least three insurers. . However, Capital Insurance Group fell flat regarding its add-on coverage and discount. Why trust our top picks. Adding comprehensive and collision insurance to a policy may cost $272 more per year. The second most affordable choice is GEICO, with a monthly average of $106 or $637 for a six-month policy. Compared to full coverage, getting liability-only coverage at the state minimum level will make your auto insurance much cheaper. Car Insurance Group 10 – All you need to know. 2024 Nissan Versa. 1 Ti-VCT 70PS 5d. 3 Where is an insurance group prices table for the UK? These rates are high compared to the national averages of $622 for minimum and $2,014 for full coverage. Hyundai i10 Premium. However, there isn’t a huge difference in your premiums as you age in your 30s — only about 0. Auto-Owners offers the cheapest car insurance in South Carolina, at $37 per month for liability-only quotes and $102 for full coverage. The average rate for Florida drivers with a speeding ticket is $4,043 per year or $337 per month. The cheapest car insurance company in Florida overall is State Farm at $144 per month for full coverage. According to our cost estimate data, the average 35-year-old driver with good credit and a clean driving history pays about $2,008 per year or $167 per month on average for full-coverage insurance. Auto-Owners car insurance cost comparison for senior drivers age 70 and 80. Auto-Owners: Best Cost for Drivers Who Have Caused an. A touchscreen infotainment system can also be specified. Insurance companies put teenagers in the category of high-risk drivers, and as a result they are charged higher rates for. Progressive: $300 per year. Drivers pay $1,920 per year on average for insurance, or roughly 25% more than the national sample rate of $1,543. The statewide average rate for low coverage is $2,275 annually. Dine out – 25% off total bill: Days available vary by outlet. California minimum liability requirements are $15,000 per person/$30,000 per person in bodily injury liability and $5,000 in property. Put your car registration number into our group checker to see where your car sits. We found that USAA tends to offer the cheapest car insurance for 65-year-old drivers at an average cost estimate of $1,057 per year or $88 per month for full-coverage car insurance. The cheapest insurance group for cars will be in the Group 1 to Group 10 categories. They use. Insurers put all cars into groups from 1 to 50. Cheap auto insurance doesn’t have to mean poor protection and service. Nationwide is the cheapest company in Nebraska for a full-coverage policy, at $110 per month. State Farm offers the cheapest auto insurance rates for teen drivers in Tennessee. See the chart below for a breakdown of insurance rates for various coverage levels: Age. In Ohio, the average cost for minimum coverage is $73 per month, or $880 yearly — a savings of $203 compared to full coverage. Cars in group 1 are the cheapest to insure, while cars in group 50 are the most expensive. Forgoing full coverage for liability-only at the state minimum level will make your car insurance significantly cheaper. The average worker is responsible for less than a third of their monthly insurance cost. On average, the cheapest car insurance companies for a minimum coverage policy in Massachusetts are: State Farm: $221 per year. The cheapest car insurance in Massachusetts is an average of $36 a month for minimum coverage from The Hanover Insurance Group. 5bn, on the same period last year because of rising costs, including energy inflation, and more expensive. If you are a single 25-year-old driver in Oregon, Country Financial provides the cheapest car insurance on average. No junk mail. In our analysis of standard car insurance policies we found that: The average maximum age of insurers we surveyed was 89. The average cost of car insurance in Florida is $300 per month for full coverage. Of our Buffalo. Bingle's average policy costs $767. Car insurance groups are a way of categorizing cars into different groups based on their level of risk. monthly cost. That's an increase of only $5 per month compared to a driver with a clean history, and 63% cheaper than. Drivers pay $1,920 per year on average for insurance, or roughly 25% more than the national sample rate of $1,543. State Farm offers the cheapest quotes for drivers in Alabama who have been caught speeding, at rates of around $107 per month. C. The least expensive cars to insure are typically those with fewer and less costly claims. The groups are there to help insurance providers calculate the cost of premiums. We don't like: Comparatively high compulsory excesses. Age Group. In the Empire State. This is 16% less than the average yearly cost across all vehicles analyzed. Jerry compares car insurance policies, loans, and repair costs and gives you incredible rewards just for driving. According to our data for 2023, the cheapest car insurance company for full coverage in Indianapolis is Buckeye Insurance Group, a regional carrier servicing Indiana, Ohio and Kansas. Republic Group: $2,367: Not yet rated: Germania: $2,698: There are 50 car insurance groups in the US, with Group 1 being a low risk and Group 50 being the high risk. But if you qualify as a military member, veteran or family member, USAA is the cheapest by far, at only $23 per month. Ford Escape ($1,609). These rates are high compared to the national averages of $622 for minimum and $2,014 for full coverage. com analysis. The average cost for full coverage car insurance in California is $1,837, $776 more than the average rate in Los Angeles. Admiral: Best for multi-car. Show All Rows Why trust our cheap picks Looking for cheap car insurance? Our study shows USAA is the cheapest car insurance. Chubb offers the most expensive auto insurance policy for seniors in California at $1,929. The groups comprise vehicles that pose similar risks to insurance providers in terms of repair or replacement costs if a valid claim is made. The Cheapest Car Insurance in New York for November 2023. 32. What is insurance group 32? When it comes to insurance, all vehicles are assigned an insurance group from 1 (cheapest) to 50 (most expensive), and this helps work out the cost of your car insurance premium. GEICO ( $114 per month) and North Carolina Farm Bureau ( $133 per month) are. The Hanover Insurance Group offers the cheapest minimum-liability auto insurance in Massachusetts, at an average of $35 per month $424 per year. Drivers with multiple claims in New Hampshire. In Wyoming, the average cost for minimum coverage is $27 per month, or $325 yearly — a savings of $1,223 compared to full coverage. Read. Hastings Direct: Best for young drivers. 2 i-DTEC EX GT 5d. Nationwide: Best for collision and comprehensive coverage. 1 Excludes esure Flex. . Get cheap car insurance quotes. The answer is Jerry, America’s first AllCar™ app. Compare over 120 insurance providers. Bureau of Labor Statistics. $293/month. The average cost of a car insurance policy in Birmingham is $824 per six-month policy — $137 per month. The companies offering the cheapest minimum coverage car insurance in Las Vegas are: CIG: $521 per year; State Farm: $572 per year; The most expensive company is Dairyland, with an average premium of $2,419 per year. Young drivers in Alaska pay $94 more per month more for minimum-coverage car insurance than adult drivers do. USAA is only available to current and former military members and their families. Several insurers had policies with no maximum age - Sainsbury's Bank, Axa, Direct Line, Saga and Moja. Drivers with full coverage pay. 9% in the past year. , especially insurance for young drivers in British Columbia. From 2017 to 2021, average annual rates in Utah dropped from $1,796 to $1,386. These cars aren’t the very cheapest to insure, you’ll find those in groups 1 to 4, but they are still very affordable. Car insurance group 1 vehicles are the cheapest to insure. USAA is only available to members of the military. USAA has the most affordable liability-only rates at $31 per month. Prices for third-party and third-party fire & theft policies are even higher, costing £1,893 and £1,438 ++ respectively. In 2023, our data shows Capital Insurance Group is the cheapest car insurance company in Las Vegas with rates at $593 for a six-month policy. The Group Rating Panel – a board of representatives from the insurance industry – meet regularly to decide which car insurance groups different vehicles should be in. LV= (flow) £403. com rewards. For drivers living in Maryland with a recent accident, here are the insurers with the lowest average full. Atlanta ranks as the 27th most expensive city for car insurance in Georgia. Car insurance rates have gone up over 17% in the past year, according to the U. Coverage from Geico costs an average of $87 per month — or $1,040 per year. The average car insurance cost is £851 for a 20-year-old versus £486 for a 55-year-old – that’s 75% more! The average car insurance cost in Greater London is £1,006. 1 What is the cheapest car to insure? 4. £2,613. Every car in the UK is allocated an insurance group to help insurers work out how much to charge you for cover. 0 Challenge 210bhp Edition 3d Auto (insurance group 33) That’s a difference of £168 across insurance groups for the same make of car. These groups go from 1 to 50, with those lower down the list being cheaper to insure. Hyundai i30. Insurance group 5 cars are on the cheaper side when it comes to car insurance. The higher the group, the more expensive a car is likely to be to insure. USAA is one of the cheapest auto insurance providers on the market. What is the cheapest car insurance group? There are 50 car insurance groups, with cars in group 1 being the lowest to insure and cars in group 50 having the. USAA offers the cheapest car insurance for 50-year-olds, at $85 per month on average. NYCM offers the cheapest auto insurance rates for young drivers in Buffalo at $70 a month for minimum coverage and $140 a month for full coverage. Typically, cars in the lower insurance groups are the cheapest to cover; with Group 1 normally offering the cheapest car insurance deals. 23. This means cars in insurance group 1 are likely to be the cheapest cars to insure, while. The average cost of car insurance in Colorado is $225 per month for full. The number of insurance groups has changed in recent years. In Los Angeles, these are the cheapest car insurance companies based on average rates for a 35-year-old driver with good credit and a clean driving record, according to NerdWallet’s most recent. Car tax cost: £20. In the UK, every car is given an insurance group from 1-50, with cars in group 1 generally being the cheapest to insure. Annual Premium. Insurers put all cars into groups from 1 to 50. Second cheapest rates for drivers found to be at fault for a collision. At $113 per month, a minimum-coverage policy for a young driver from Geico is 48% cheaper than the state average. The average cost of full-coverage car insurance in Michigan is $419 per month, and liability-only coverage costs $191 per month. The groups are numbered from 1 to 50, with 1 being the lowest risk and 50 being the highest risk. The cheapest state is Vermont, where a full coverage policy costs only $92 per month. LV=: Best for cheaper rates. These are based on lots of different factors including their market value, the cost of repairs, and the risk of the car being in an accident. 2024 Mitsubishi Mirage G4. Cheap auto insurance in Ohio for minimum coverage. State Farm has the cheapest rates in the state at $91 per month — 44% cheaper than the state average. With insurance groups ranging from 1-50, vehicles in group 34 are among the more expensive ones to insure. The cheapest car insurance company in Michigan is Secura* at $984 per year on average, or $82 per month, according to the most recent NerdWallet analysis of full coverage car insurance rates in. Bingle. Cheapest car insurance quotes if you have an accident history: State Farm. For Toledo in 2023, our data shows that the cheapest company for full coverage auto insurance is USAA at $83 per month or $498 for a six-month policy, followed by State Farm at $92 per month or $552 for a six-month policy. State Farm offers the cheapest quotes for drivers in Alabama who have been caught speeding, at rates of around $107 per month. Key factors are inflation, supply shortages, climate change and reinsurance rates. You could also check with your insurer. 5 One D Hatchback Sport Pack 5d (insurance group 11) or around £899 for a Mini Cooper 2. Car Insurance Near Me. Average rates are $135 per month. This. The Zebra's key takeaways about car insurance in Omaha: The average cost of a car insurance policy in Omaha is $903 per six-month policy — about $150 per month. Limits for the legal minimum coverage level are higher than in most other states, leading to a yearly rate of about $1,190. Auto-Owners offers the cheapest car insurance in South Carolina, at $37 per month for liability-only quotes and $102 for full coverage. Cheap auto insurance in Ohio for minimum coverage. Compare Rates and Save on Car Insurance. Auto-Owners has the cheapest car insurance rates in Virginia. At $85 per month, full coverage from State Farm costs 42% less than the state average of $148 per month. Annual Premium. Nationwide: Best perks for loyal customers Progressive: Best for accident forgiveness Country Financial: Best for having few customer complaints Auto-Owners:. State Farm has the cheapest rates in the state at $91 per month — 44% cheaper than the state average. Group 1 is the lowest insurance,. Bingle offers the cheapest comprehensive car insurance policy, according to Finder research. Drivers in Alabama pay, on average, $1,354 a year for car insurance. Cars are sorted into insurance groups based on their value when bought new, their safety and security, performance and the cost of repairs, amongst other factors. Farm Bureau has the best minimum-coverage car insurance rates for young drivers in Kentucky. The minimum Texas car insurance requirements are $30,000 per person/$60,000 per accident in bodily injury liability and $25,000 in property. Admiral: Best for multi-car. Insurance. Honda CR-V LX. The cost of repairing one is also going to be low, as this again contributes to the overall pricing structure used by. Grace Kim. *Confused. Geico: Best for drivers looking for low-cost coverage. 3. On average, Nationwide charges $977 annually ($81 per month) for full coverage, while GEICO charges $503 annually ($42 per month) for state-minimum policies. $3,184. We analyzed rates across the city to find the cheapest car insurance for several types of drivers. £1,391. The second cheapest insurance company is USAA, which charges $146 per month or $877 for a six-month policy. The rarer, more expensive and powerful your vehicle is,. For drivers in Ohio with a recent accident, here are the lowest average rate options for full coverage: Hastings Mutual: $618 per year, or about $52 per month. Forgoing full coverage for liability-only at the state minimum level will make your car insurance significantly cheaper. This is about 31.